Our mission is to enable companies in establishing enduring connections
Jointeff is an alternative data technology company led by experienced professionals in Risk management and IT from Europe.
The company was founded in 2020 in Singapore with the goal to provide an alternative to the credit report data solutions internationally.

Joitneff provides a Platform, which can be used by different types of companies to exchange KYC, application, loan, transactional and many other data points between themselves through a very simple API to improve credit risk management, decision making, fraud risk assessment, indebtedness control and other risk and business indicators.

The company started its operation in Vietnam in 2020 and the Philippines in 2021 with the plans to operate in other regions as well.
About Jointeff
To accelerate financial inclusion in developing countries.
Our
Vision
To go beyond banking providing compliant alternative data solutions for financial sector accelerating financial inclusion in the developing countries.
Our
Mission
Compliance. We respect data privacy and security of our clients and their clients in all the countries.
Customers. We are always ready to support and understand our customers.
Innovation. We innovate in our approach keeping simplicity and flexibility.
Our
Values
Jointeff
Founding team
  • Stella Jemeljanova
    Co-founder & CEO
    10 years in international risk and business management.
  • Jan Zajic
    Co-founder & CTO
    10 years in product development, management and leadership
  • David Hradek
    Co-founder & Developer
    7+ years in product development
  • David Uhlir
    Co-founder & Developer
    7+ years in product development
  • Stuart Watkins
    Co-founder & Advisor
    20+ years in IT in leading positions